BOARD OF DIRECTORS

STACY COOPER
Ms. Cooper was a managing director and co-head of global syndicated finance at Bank of America in New York until 2001. In this role, she managed over 200 people and had responsibility for over $400 billion in underwritings annually. She was also responsible for secondary loan sales and trading. Ms. Cooper was with Bank of America (NationsBank) from 1991 to 2001. Prior to Bank of America, Ms. Cooper worked in the syndicate desk at CIBC from 1990 to 1991. Prior to that she was with the Bank of New York as a loan officer from 1983 – 1990. She holds an M.B.A. from New York University and a B.S. in Economics from the University of Pennsylvania.

ROBERT F. CUMMINGS, JR.
Mr. Cummings joined GSC Group in 2002 as a Managing Director and is a member of the firm’s Management Committee.  For the prior 28 years, Mr. Cummings was with Goldman, Sachs & Co., where he was a member of the Corporate Finance Department, advising corporate clients on financing, mergers and acquisitions, and strategic financial issues.  Mr. Cummings became a Partner of Goldman, Sachs & Co. in 1986.  He retired in 1998 and was retained as an Advisory Director by Goldman, Sachs & Co. to work with certain clients on a variety of banking matters.  Mr. Cummings is a director of Corning Incorporated, GSC Capital Corp., Precision Partners Inc. and Viasystems Group Inc.  Mr. Cummings graduated from Union College with a B.A. degree and from the University of Chicago with a M.B.A. degree.

WILLIAM K. KOMPERDA
Mr. Komperda has over 20 years of experience in the mortgage-and asset-backed securitization market and is currently the chairman and chief executive officer, as well as a founding member of CBA Commercial, LLC, a small balance commercial mortgage conduit. In addition, Mr. Komperda is co-founder, chief executive officer and president of CBA Receivables, LLC, a specialty investment banking firm, as well as a founding member and board member of ResMAE Financial Corporation, a residential subprime mortgage banking company. From May 1997 through May 2000, Mr. Komperda was executive vice president and managing director of capital markets and strategic planning for Long Beach Financial Corporation, a publicly traded company, and for its wholly owned operating subsidiary, Long Beach Mortgage Company, a residential subprime mortgage banking company. Prior to joining Long Beach in 1997, Mr. Komperda spent over 10 years with Greenwich Capital Markets, Inc., where he was senior vice president and co-founder of the mortgage- and asset-backed finance / securitization group. Mr. Komperda also managed Greenwich’s structured finance group. Mr. Komperda is a graduate of Southern Illinois University at Edwardsville where he received his B.S. in accountancy in 1982. Mr. Komperda is a member of the American Institute of management Accountants.

RICHARD T. MILLARD
Mr. Millard served as senior vice president of UBS Wealth Management from 2000 – 2004 where he was director of structured finance, specializing in the structuring of CDOs and their distribution to high net worth private individuals. Prior responsibilities at UBS Wealth Management included director of money markets with a primary focus on structured transactions funded in the commercial paper market, director of syndicate, director of the transaction management group and membership on the commitment committee. Mr. Millard served as a board member of the Westways I-V CDO transactions. From 1991 to 1999, Mr. Millard was senior vice president of PaineWebber Inc., directing money market origination and trading within the taxable fixed income group. Mr. Millard’s 25 years experience in investment banking and the money markets include working at Kidder, Peabody & Co., Drexel Burnham Lambert and Chemical Bank. Mr. Millard holds an A.B. from Brown University and an M.B.A. in finance from The Wharton School, University of Pennsylvania.